Higher Ground Insurance & Financial Services exists to provide individual strategies and solutions to our clients' most pressing financial concerns.
This is accomplished by:
-Listening
-Understanding that our client is the only focus.
-Asking questions and defining the needs and desires of our clients.
-Developing and putting in place a purpose driven financial strategy based on those individual needs and desires.
-Monitoring the progress, and making 'course corrections' as necessary, as the client's Lifetime Partner.
-Adhering to the creed: Prescription before Diagnosis equals Malpractice.
Newsletters
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Thinking of Selling Your Home? Don’t Be Surprised by Capital Gains Taxes
This article explains the basics of capital gains taxes when selling a home.
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Don’t Forget About Credit When Planning for Retirement
Credit may not be at the top of the list when it comes to retirement, but good credit can make a big difference for retirees. This article looks at some key factors that lenders consider.
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Setting a Retirement Savings Goal
Only 51% of workers or their spouses have tried to estimate the savings they would need to live comfortably in retirement. This article offers a simple worksheet to help calculate a savings target.
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Individual Bonds vs. Bond Funds: What’s the Difference?
Individual bonds and bond funds can both provide an income stream, but there are important differences. This article provides an overview of these two types of investments.
Calculators
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Car Affordability
How much can you afford to pay for a car?
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Estate Taxes
Use this calculator to estimate the federal estate taxes that could be due on your estate after you die.
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Long-Term Care Self Insurance
Will you be able to afford nursing home care?
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Loan Payoff
How much will it cost to pay off a loan over its lifetime?