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Higher Ground

513 Harlow Drive
Fayetteville, NC 28314

Phone:

910-391-5876

Fax:

910-868-5401

Calculators

You can review interesting calculators on my site.

Contact Us

Please feel free to contact us with any questions.

Videos

We have interesting videos for you to watch on my site.

Higher Ground Insurance & Financial Services logo

Higher Ground Insurance & Financial Services exists to provide individual strategies and solutions to our clients' most pressing financial concerns.

This is accomplished by:

-Listening

-Understanding that our client is the only focus.

-Asking questions and defining the needs and desires of our clients.

-Developing and putting in place a purpose driven financial strategy based on those individual needs and desires.

-Monitoring the progress, and making 'course corrections' as necessary, as the client's Lifetime Partner.

-Adhering to the creed: Prescription before Diagnosis equals Malpractice.

It's easy to confuse Medicare and Medicaid, but there are important differences between the programs.

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The One Big Beautiful Bill Act did not change the rules for taxing Social Security benefits, but it did create a new deduction for seniors that could help reduce their tax burden.

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Here are three important tax provisions from the OBBBA that should provide certainty and stability for small businesses.

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Most broad stock funds contain real estate investment trusts (REITs), but for a more strategic approach, investors can choose from a variety of REIT funds and individual REITs.

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How much life insurance would you need to produce a sufficient income stream for your family?

Knowing your likely life expectancy is an important factor in making long-term financial plans.

Estimate the potential cost of waiting to purchase a long-term care insurance policy.

Estimate the annual required distribution from your traditional IRA or former employers retirement plan after you turn age 73.

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Check the background of this financial professional on FINRA's BrokerCheck
Check the background of this financial professional on FINRA's BrokerCheck